Conform astaptarilor // Ratingul e conform astaptarilor, BT este obanca foarte buna. Asteptam si rezutultatele financiare S1, din cate stiu vor fi publicate la inceputul lui august.

Explicaţie // Din păcate, dl. Comache nu s-a ostenit să şi explice ce înseamnă cele anunţate. O facem noi, luând informaţiile de pe pagina http://www.fitchratings.com/creditdesk/public/ratings_defintions/index.cfm?rd_file=ind BB- pt. creditele pe termen lung: BB: Moderately weak. 'BB' IFS Ratings indicate that there is an elevated vulnerability to ceased or interrupted payments, particularly as the result of adverse economic or market changes over time. However, business or financial alternatives may be available to allow for policyholder and contract obligations to be met in a timely manner. B pt. creditele pe termen scurt în valută: Insurers are viewed as having a weak capacity to meet their near-term obligations. D, ratingul individual: D: A bank that has weaknesses of internal and/or external origin. There are concerns regarding its profitability and balance sheet integrity, franchise, management, operating environment or prospects. Banks in emerging markets are necessarily faced with a greater number of potential deficiencies of external origin. 3 pt. sprijinul acordat de acţionarul majoritar: A bank for which there is a moderate probability of support because of uncertainties about the ability or propensity of the potential provider of support to do so. This probability of support indicates a minimum Long-Term Rating floor of 'BB-'. Cu alte cuvinte, destul de prost.

BT din Romania // Sa nu uitam problema tarii in care opereaza. Orice banca cu sediul in RO are in cel mai bun caz ratingul Romaniei care nu este AAAAAA, ci BB- Asa ca saraca BT poate sa si zboare, doar daca se muta de la noi va vedea un rating cu A-uri